Free Tennessee Real Estate Broker Practice Exam 2025

Tennessee Real Estate Practice Exam

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1. A broker learns that a colleague is misleading buyers about a property's condition. What is the ethical response?

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2. A rental unit costs $1,800/month. The landlord wants to raise rent by 5% annually. What will the rent be in year three?

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3. A client asks a broker not to disclose a minor roof leak to get a better price. What is the broker ethically required to do?

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4. A home sells for $450,000 with a 6% commission split. If the listing broker receives 60% of the commission, how much do they receive?

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5. Tenant B complains that the heating system in his apartment is not working during winter. After multiple reports, the management company fails to repair it. What legal right does Tenant B have?

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6. When must a licensee disclose that they hold a real estate license during a transaction?

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7. What is the purpose of Errors and Omissions insurance for real estate professionals in Tennessee?

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8. How long must a former licensee wait before reapplying after their license has been revoked?

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9. Which of the following actions is a breach of Tennessee real estate license law?

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10. What are the potential consequences for a broker who fails to properly supervise their affiliate brokers?

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11. Under what circumstances may a licensee legally pay a referral fee to someone without a real estate license?

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12. What disciplinary actions can the Tennessee Real Estate Commission impose for law violations?

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13. How is a licensee formally notified about a scheduled hearing by the Commission?

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14. What is the term for illegally mixing client funds with personal funds in real estate?

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15. What steps must a licensee take when changing to a new brokerage in Tennessee?

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16. What is necessary to maintain an active real estate license in Tennessee?

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17. Who is legally permitted to hold earnest money in a Tennessee real estate transaction?

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18. Who determines the commission rate in a Tennessee real estate transaction?

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19. What must a licensee obtain before advertising a property not listed with their firm?

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20. How long are real estate brokers required to retain transaction records in Tennessee?

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21. At what point must a real estate agent disclose their agency relationship in Tennessee?

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22. Which of the following actions is not part of a real estate licensee’s responsibilities?

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23. Who has the legal responsibility to supervise affiliate brokers in Tennessee?

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24. What is the primary role of the Tennessee Real Estate Commission?

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25. How must earnest money be handled in Tennessee real estate transactions?

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26. What are the consequences for failing to complete required continuing education on time in Tennessee?

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27. Which detail must legally be disclosed in a residential transaction?

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28. What documentation must be submitted to renew a Tennessee real estate license?

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29. What is the legal penalty for practicing real estate without a license in Tennessee?

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30. What must be included in all advertisements made by a licensed real estate agent?

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31. What must an applicant complete before they are allowed to take the real estate exam in Tennessee?

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32. How many days does a licensee have to inform the Commission after changing their address?

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33. Which of the following is considered a violation of Tennessee real estate law?

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34. What is the minimum age required to apply for a real estate license in Tennessee?

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35. Which entity is responsible for enforcing real estate license laws in Tennessee?

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36. How often must real estate licensees in Tennessee complete continuing education?

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37. If a licensee is convicted of a felony, what must they do according to Tennessee law?

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38. Who is authorized to pay compensation directly to a licensed real estate agent in Tennessee?

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39. Are real estate brokers in Tennessee allowed to mix client funds with personal or business accounts?

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40. Is it legally permissible for an attorney to receive a referral fee from a licensed real estate agent in Tennessee?

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This practice test helps you prepare for the Tennessee Real Estate Broker exam. You’ll find a full 120-question practice exam, a detailed breakdown of eligibility requirements, exam structure, and preparation strategies. Start the practice test below to assess your readiness for the 2025 licensing exam.


Who is eligible to take the Tennessee Real Estate Broker exam?

To qualify for the Tennessee Broker license exam, candidates must meet specific educational, legal, and application requirements:

  • Submit a completed application with a recent picture of yourself
  • Provide proof of high school graduation
  • Show evidence of completing required pre-licensing courses
  • Present proof of an errors and omissions insurance policy
  • Complete the Eligibility Verification form
a man takes free Tennessee real estate tests to practice the knowledge before the official day

What’s on the Tennessee Real Estate Broker exam?

The Tennessee Real Estate Broker exam features 120 scored questions: 80 on the national portion and 40 on the state portion. The national section covers agency relationships, contracts, real estate math, and property ownership. The state portion focuses on Tennessee licensing laws, advertising requirements, document handling, escrow funds, agency issues, and consumer protection.

Tennessee Real Estate exam topics

The table below are major licensing topics you’ll need to study:

National Section (80 questions)

Main TopicSubtopics (examples)Number of Questions
Property OwnershipReal/personal property, land descriptions, encumbrances, ownership8
Land Use ControlsGov/private controls, taxes, zoning, deed restrictions4
ValuationAppraisal, CMA, estimating value6
FinancingLoans, lending, mortgage clauses, gov programs8
ContractsGeneral law, purchase/lease, offers, remedies15
AgencyAgency creation, duties, disclosures10
Property DisclosuresProperty conditions, environment, material facts6
Property ManagementTenant procurement, leasing, rights2-3
Transfer of TitleDeeds, title insurance, closing, special issues5
Practice of Real EstateAntidiscrimination, laws, duties, supervision10
Real Estate CalculationsNet proceeds, closing costs, PITI, equity, LTV6

State Section (40 questions)

Main TopicNumber of Questions
Duties and Powers of Real Estate Commission4
Licensing Requirements4
Advertising and Marketing7
Broker/Affiliate Relationships5
Handling of Documents/Record Keeping4
Handling of Trust/Escrow Funds4
Other Improper Activities/Consumer Protection3
Agency and Disclosure Issues6
Special Areas of Practice3

What is the Broker exam passing score?

A minimum score of 70% is required on both sections. This means you must answer at least 56 out of 80 national questions correctly and 28 out of 40 state questions correctly. Your score will be displayed immediately on the screen after completing the exam.

What 2025 Tennessee Real Estate Laws should you know for the affiliate broker exam?

For the 2025 Tennessee affiliate broker exam, you should be familiar with new regulations governing wholesaling, updated continuing education exemptions, expanded Tennessee Real Estate Commission (TREC) powers, and the faster process for commercial evictions. These legal updates affect disclosure, licensing, and landlord–tenant procedures, all of which are likely to appear in the state-specific section of the exam.

Below is a summary of the key 2025 laws:

LawBrief description2025 StatusExam Relevance
House Bill 700 / SB 886Adjusts continuing education requirements for brokersExempts pre-2005, non-supervising brokers from 16-hour CELicensing, Education, State Law
SB 909 / HB 781Regulates wholesaling through new disclosure and notification requirementsDefines legal wholesaling; requires written disclosure and noticeAgency, Contract Law, Special Practices
SB 323Grants TREC authority to name property and infrastructureCommission receives explicit naming authorityTREC Governance, State Law
SB 292Establishes immediate removal process for unlawful commercial occupantsSheriff-complaint procedure enables faster commercial evictionLandlord-Tenant, Eviction Law, Consumer Protection

How to prepare for the exam?

Improving your pass rate depends on understanding exam details, using trusted resources, and following a targeted study plan.

Understanding Tennessee Broker exam details

Tennessee Real Estate exam structure and requirements are essential for effective preparation. Here is information you need to know:

  • Time allotted: 4 hours total (160 minutes for national, 80 minutes for state)
  • Exam format: Computer-based test
  • Exam fee: $63 per attempt ($26 for state only, $37 for national only)
  • Licensing authority: PSI
  • Where to take the exam: Chattanooga, Dyersburg, Cookeville, Johnson City, Jackson, Memphis, Knoxville, Nashville

Learning from prep resources

Use trusted study guides and platforms that align with Tennessee’s exam outline. Quality resources include:

Prep books

  • Tennessee Real Estate License Exam Prep: All-in-One Review and Testing to Pass Tennessee’s PSI Exam by Stephen Mettling, David Cusic, and Ryan Mettling: A comprehensive guide covering Tennessee-specific law, over 500 national and 100 state-specific practice questions, and a full-length state sample exam. 
  • Modern Real Estate Practice in Tennessee, 11th Edition by Peggy E. Swain: The leading textbook for Tennessee real estate pre-licensing courses, covering all required state and national topics, licensing, agency, contracts, and includes chapter review questions and study aids.

Free practice test platforms 

  • Realtylicenseprep practice tests: offer national and 50-state exam simulations that mirror real test conditions and question types. 

Other resources

  • Video tutorials: explain complex topics step-by-step. 
  • Flashcards: effective for memorizing key terms and legal definitions.
  • Joining a study group: provides discussion-based learning.

Follow study strategy

A structured study plan improves content retention and builds confidence under real exam timing. You can begin with core topics, then refine your approach based on past performance. The table below is a sample of 8‑week study plan:

WeekFocusActivities
1 – 2Ownership & agencyRead outline, watch topic videos, flashcards
3 – 4Valuation, financing, contractsPractice questions + review wrong answers
5Disclosures & ethicsDeep dive into cases & laws
6Practice examsTimed mock tests
7Review weak areasRe-study low-scoring sections
8Final exam simulationFull test practice under timed conditions

Weak area analysis

  • Review your score breakdown weekly.
  • Focus additional study on areas below 70%.
  • Review incorrect answers to understand mistakes deeply.

Mastering Real Estate math

Math questions make up 7% of the national section in the Tennessee Real Estate Broker exam. The Tennessee exam includes real estate math questions such as:

  • Calculating seller’s net proceeds
  • Determining buyer funds needed at closing
  • Prorating property taxes and insurance
  • Estimating PITI (Principal, Interest, Taxes, Insurance) payments
  • Computing equity, rate of return, loan-to-value ratio, and discount points

Since math questions can affect your result, focused practice is essential after reviewing the main topics. To prepare:

  • Review formulas for commission, loan-to-value ratio, and property tax calculations.
  • Solve sample problems with our practice tests.
  • Use flashcards or guided quizzes to reinforce conversions and amortization steps. 

Frequently Asked Questions

Are there math questions on the Tennessee exam?

Yes, expect math questions covering prorations, net proceeds, and basic real estate calculations. It’s not a huge portion, but mastering it is essential to pass the national part.

What if I fail one section in the Tennessee exam?

According to the Tennessee Commission, the National and State exams are scored separately. If you pass one and fail the other:

  • You must wait 24 hours after the first failure and 30 days after a second failed attempt.
  • You only retake the failed section.
  • A passing section remains valid for 6 months or two retake attempts.

Do I need to memorize every topic in the Tennessee content outline?

You don’t need exhaustive memorization. You should know a few words associated with most of the items on the outline. Familiarize yourself with key terms and concepts across all listed topics rather than trying to master each detail.

How should I pace my exam approach?

Use a two-pass method: quickly answer confident questions, flag the rest, then review flagged items. Take your time to read carefully, eliminate wrong choices, and ensure math accuracy.

How do I overcome test anxiety and second-guessing?

Label questions based on confidence (A – sure, B – unsure, C – math), complete the A group first, skip B and C, then return for review. Look for clues in later questions, you may find hidden answers.